V4 Enterprise is a very easy-to-use all-in-one personal finance manager, complete with both static and actual budgeting.

With V4 Enterprise you can balance your checkbook, keep track of your credit cards, manage your bills and recurring deposits and expenses, manage bill and receipt numbers and generate account summaries with a multitude of options.

V4 Enterprise has everything you need yet is still small and inexpensive, making it a great alternative to other personal finance software on the market.

You will still have the loans and savings tracker, the goals planner, the ad-hoc mortgage calculator, due dates, reminders and notes but with many extras like check and bill tracking including checkboxes for items paid, bill numbers and references and a wider variety of graphs for tracking your budget.

We've even included a progress chart so you can assess throughout the year just how well your personal finances are progressing.

But best of all, you can track your budget by comparing your static budget against your actual budget, with the option of adding in your start balance and choosing any month from which to start your balance.